July 31, 2025 a 07:43 pm
AIG: Fundamental Ratio Analysis - American International Group, Inc.
AIG is a leading player in the diversified insurance sector, offering a range of products to both individual and institutional clients. Despite facing challenges in its fundamental scores, it remains a strong contender. Its historical performance demonstrates some stability, demanding a deeper dive into long-term growth strategies.
Fundamental Rating
The fundamental ratings provide insight into AIG's financial health. The current scores reflect a fair valuation, though there are areas like return on equity and assets that show underperformance. The company's debt-to-equity ratio suggests moderate leverage.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 3 | |
| Return on Equity | 1 | |
| Return on Assets | 1 | |
| Debt to Equity | 3 | |
| Price to Earnings | 1 | |
| Price to Book | 2 |
Historical Rating
A look at the historical ratings helps in understanding changes over time, providing insights into growth or decline trends in AIG's performance.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-07-31 | 2 | 3 | 1 | 1 | 3 | 1 | 2 |
| 2023-10-01 | 0 | 3 | 1 | 1 | 3 | 1 | 2 |
Analyst Price Targets
Analyst estimates offer a glimpse into potential future valuations. The targets suggest a positive outlook towards AIG, though the consensus remains cautious with a 'Hold' recommendation.
| High | Low | Median | Consensus |
|---|---|---|---|
| 98 | 82 | 93 | 91 |
Analyst Sentiment
The sentiment from analysts exhibits a balanced view with a noticeable tilt towards a 'Hold' stance, indicative of perceived stability rather than aggressive growth or decline.
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 18 | |
| Hold | 20 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
AIG stands out due to its wide array of insurance products and its long-standing presence in the market. While its current fundamentals show certain weaknesses, particularly in returns, the moderate debt levels offer some stability. Analysts maintain a 'Hold' consensus, reflecting cautious optimism for the near term. Investors should weigh these factors alongside industry trends and potential regulatory impacts.