May 26, 2026 a 07:43 pm
AFL: Fundamental Ratio Analysis - Aflac Incorporated
Aflac Incorporated is a well-established insurance provider offering diverse products across Japan and the U.S. Its financial performance is generally stable, but faces competition and regulatory challenges. Current ratings indicate solid management with notable room for growth and improvement.
Fundamentals Rating
The fundamental analysis of Aflac Incorporated suggests a stable but improvable outlook based on core financial indicators.
| Category | Score | Bar |
|---|---|---|
| Overall | B+ | |
| Discounted Cash Flow | 3 | |
| Return on Equity | 5 | |
| Return on Assets | 5 | |
| Debt to Equity | 2 | |
| Price to Earnings | 2 | |
| Price to Book | 1 |
Historical Rating
A look at previous data shows consistency in performance but suggests areas for improving historical financial scoring.
| Date | Overall | DCF | ROE | ROA | Debt/Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2026-05-26 | 3 | 3 | 5 | 5 | 2 | 2 | 1 |
| Historical | 0 | 3 | 5 | 5 | 2 | 2 | 1 |
Analyst Price Targets
The stock price targets reflect cautious optimism with a hold consensus among analysts.
| High | Low | Median | Consensus |
|---|---|---|---|
| $130 | $99 | $116.5 | $115.17 |
Analyst Sentiment
Analyst sentiment is moderately positive with a balanced view between buy and hold ratings.
| Recommendation | Count | Distribution |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 9 | |
| Hold | 18 | |
| Sell | 5 | |
| Strong Sell | 0 |
Conclusion
Aflac Incorporated demonstrates robust financial health, highlighted by high ROE and ROA scores, which signifies operational effectiveness. The stock retains a balanced view among analysts, with a hold consensus indicating some market caution. Potential investors should consider the firm's solid foundation, though mindful of the moderate debt ratio. Aflac's consistent history of ratings provides a degree of reliability. Overall, the company presents itself as a stable investment with modest growth prospects.
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