February 28, 2026 a 07:43 pm
COF: Fundamental Ratio Analysis - Capital One Financial Corporation
Capital One Financial Corporation, one of the leading financial services companies, operates with robust outreach through its segments covering credit cards, consumer, and commercial banking. The stock holds potential driven by its multi-channel distribution and diverse financial product offerings. Examining its fundamentals, the company shows steady growth in core metrics with balanced risk management.
Fundamentals Rating
The overall fundamentals rating for Capital One is grade C+, indicating moderate strength with room for improvement.
| Category | Score | Visual |
|---|---|---|
| Discounted Cash Flow | 5 | |
| Return on Equity | 2 | |
| Return on Assets | 2 | |
| Debt to Equity | 1 | |
| Price to Earnings | 1 | |
| Price to Book | 2 |
Historical Rating
Reviewing the historical performance, recent metrics showcase a steady improvement over time.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2026-02-27 | 2 | 5 | 2 | 2 | 1 | 1 | 2 |
| Previous | 0 | 5 | 2 | 2 | 1 | 1 | 2 |
Analyst Price Targets
Analyst estimates reveal optimism with a high target of $300, offering substantial upside potential from current levels.
| High | Low | Median | Consensus |
|---|---|---|---|
| $300 | $218 | $275 | $273.62 |
Analyst Sentiment
The sentiment indicates a majority of analysts favor a Buy stance, supported by solid long-term growth prospects.
| Recommendation | Count | Visual |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 33 | |
| Hold | 19 | |
| Sell | 4 | |
| Strong Sell | 0 |
Conclusion
Capital One Financial Corporation demonstrates a balanced outlook with its diverse financial products and geographical reach. While the fundamentals indicate moderate growth potential, the company's strategic position in key markets like the US and UK presents substantial opportunities. Analyst sentiment is skewed positively, suggesting confidence in its growth trajectory. Potential investors should weigh these strengths against any potential market and sector-specific risks.
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